What is life insurance?

Instead of life insurance I wish we called it Income Replacement. We can never replace the one that is gone, but we can hopefully replace their income for a number of years. Everyone’s circumstance is different, but most people use Life Insurance for Estate Planning purposes.   When you are gone, your loved ones, business partner(s), etc. will need to continue on and your thoughtfulness in planning can make this transition easier.

Purchasing life insurance is a personal sacrificial experience. We emphasize simplicity and customization of policy type starting with a realistic budget. Let us help you weed through the options to get a policy that meets your individual needs.

What is an Annuity?

 An Annuity is a long term retirement vehicle which can help protect you from outliving your money. Planning for retirement is important and the earlier you start, the better.  

OTHER INSURANCE 

GENERAL LIABILITY, COMMERCIAL AUTO, WORKERS COMP, BOP

We want to help you protect your business from losses and grow by meeting the insurance requirements those larger contracts look for. Call us for a review!

BOAT, MOTORCYCLE, RV AND MORE

You work hard so you can play hard. Let us help you protect those toys and possibly get you a discount on your home and auto.